I received a text from my niece last week: “I know you’re the finance guy…do you deal much with the stock market? Is now a time to invest?” My reply: “Heck yeah! Now’s a good time.” The Dow Jones Industrial Average had lost over 35% of its value in about a month. Which made me […]
Was a Car Breakdown a Trial or a Blessing?
Her phone’s google maps kept telling her to turn right, but Pippa ignored it. She knew Calvert Street was a major north-bound artery, and it was generally taking her in the right direction: home. Pippa was home for Christmas break after her first semester of college, and was on the way back from visiting an […]
Road to Independence: My Teen Bought His First Car
I told you before about how Grey was revving hard to get his own wheels. Well, he’s now the proud owner of a new used car. Here’s how it went down. Back to Craigslist After nearly being burnt on the Craigslist stove, Grey went right back to it, with hot mitts on this time. I […]
From the Inner City to White Collar Success in Baltimore
Late last year, we went to a reception at the National Electronics Museum for students in Northrop Grumman’s High School Involvement Partnership Program (HIP). Nora works as a counselor in a Baltimore school that participates in the program, and has been to this reception before. It was my first time. If you don’t know, Northrop […]
St. John Employees Count Their Bonus While I Shiver in My Office
Did you see the story last month where Maryland commercial real estate company St. John Properties gave its employees a huge year-end bonus? It was all over the national news because of the size of the company (198 employees) and the size of the bonus ($10M total). A Laudable Move There’s a lot to like […]
My Wife Won Her Office NFL Pool. I Got Addicted.
So, as you might have read last time, Nora got swept up in her office’s NFL gambling pool. She isn’t the only one. According to the American Gaming Association, over 11 million Americans bet on the NFL in 2019 as part of a sports pool, squares contest or paid fantasy contest. About 31% of people […]
If God Answers Prayer, Why Am I Still Broke/Sick/Depressed?
Last time, I told you about the power of prayer and of boldly approaching God and the potential fruit that can come from that, including in this case the healing of a teenage girl. Don’t lose faith, however, if despite fervent prayer, that you remain sick, or broke, or…out of the money in your sports […]
Boldly Approach Your Bank…And God
As I related before, we jetted off to Europe for our summer vacation. It was so glorious that I totally forgot about my Citi Mastercard payment until we returned home and it was overdue. Since I charge practically everything to maximize my cash back rewards, I knew the penalty would be hefty. Sure enough. So I ran […]
Buying a First Car Without Succumbing to First Scam
Grey is a junior in high school. He recently earned his full driver’s license, and he wants his own car. So he spends evenings and weekends scanning Craigslist for just the right ride – one that balances cost and cool. The other day, he texted me this photo and ad: What’s not to like? A […]
How Our College First-Year is Balancing Costs And Income
Last time, I related how a college mom wanted to give her son $120 a month, and the strong responses it elicited. This time, as promised, I’m featuring the personal experience of our daughter Pippa, who is in her first year of college. Cut the Cord? Ever since Pippa left for college in August, her […]
A Mom Wants to Give Her College Son $120 a Month. There Was a Strong Response.
Want to start a firestorm? Drop this incendiary into the Facebook parent group for Pippa’s college: We want to give our son money each month to use for entertainment or eating off campus, etc. I guess something similar to a monthly stipend. I was thinking about $120/month since most of his meals will be on […]
Battling Food Waste – Why I Eat Every Grain of Rice on My Plate
We had a recent get together with friends at our house. It was a great time, but I was a little disappointed after everyone went home, and I found someone’s dinner plate in the kitchen: It was a buffet-style meal after all, and this was all the pasta that remained in the serving dish: What […]
Budapest & Croatia Made Our European Vacation Affordable
Want to vacation in Europe but don’t think you can afford it? Maybe you can. Our family vacations in Europe every couple of years, despite being solidly middle class. And without mortgaging the future. Here’s how. Shun Paris, Rome, and Amsterdam Big name European cities have Big price tags to match. You should still visit […]
On My Nightstand: Shoe Dog & When Helping Hurts
It’s summertime and I have a bit more time to read. There’s no school activities for the kids, and Nora is off school also, and frequently on the road, visiting people and places. Here’s what’s on my nightstand. None of these books are new, but I like each of them for different reasons. BTW, I […]