In this life, you rarely get something for nothing. Here’s the list in ranked order: God’s grace Credit card benefits On a recent road trip to Ohio, my buddy Oscar was telling me how he financed most of his family’s flights to Cayman Islands using card mileage. Nice! Related: Read about how Oscar saves big bucks on […]
Spending $42.69 a Month for Cell Service for a Family of Four – Including Two Teens!
Did you see the NYT article (apologies if you’re at your paywall limit) about the true cost of upgrading to the hot new phone? Buying a fancy $1,000 iPhone is the equivalent of giving up $17,000 in retirement savings, they say, because an investment of $1,000 in a retirement account today should balloon to about […]
My Son Saved $1,712 on Insurance When He Took His Car to College
Nora suggested we inform GEICO that Grey took his car to Kent State to see if they’d lower his ridiculous premium. There is no ‘see,’ I said – once the cat was out of the bag, he’d have to live with the new policy wherever it went, up or down. But I couldn’t imagine it […]
Storm Dropped Neighbor’s Tree on Our House, But We Didn’t Take a Bath
Last month, a wild thunderstorm swept into the neighborhood. It delivered fierce, howling winds, which caused me to run to the front door to see if the badminton net would survive. Miraculously, it did, but not the neighbor’s 60′ pine. That came crashing through our back patio and onto the roof. It snapped off – […]
Real Estate Thoughts: A Refinancing Decision & Home as Nest Egg
Mortgage rates are in the cellar so refinancings are popular now. What about us? Should we refinance? We bought our Baltimore townhouse for $168,500 in 2001 with a 30-year mortgage and 6.625% fixed interest rate. Then we refinanced $159,600 in 2003 with a 30-year mortgage and 5.750% fixed rate. The house was appraised at $199,500. […]
My Son Made a College Decision! Here Are 6 Things I’ve Learned
I wrote two years ago about the 8 things I learned when helping my daughter find a college. Today, I’m a bit wiser in the craft of college selection, but this kiddo is different from his sister. And the pandemic has changed some things (some permanently), so there was still some learning to do. 1. Every 18-Year-Old […]
Money Benefits of Turning 50, Vaccine Hunting & Summer Jobs for Teens
I turn 50 this year (!) and with aging comes certain benefits. In July, I’ll be eligible for AARP membership. You laugh, but Denny’s gives a 15% discount for AARP members. Check out this resource for dozens of businesses that give these types of discounts for 50-year-olds. Even more of a benefit to hitting a […]
Quick Takes on a College Trip, Trump, iPhone Gift, and Listening to God
On Sunday, we came home from driving Pippa back to college in Ohio. We don’t have a minivan or SUV, but our PT Cruiser is just big enough to transport all four of us, plus Pippa’s stuff. However, the forecast for the weekend included some snow, and with the Cruiser pushing 150k miles, I’ve been resisting […]
We Ported Our Landline Phone to Google Voice, Saving $46 Per Month
That headline doesn’t quite cover it. Actually, we transferred our landline to Google Voice, and super charged our Internet bandwidth, and gained some cool call forwarding/voicemail features, and are saving $46 per month with our new voice-over-IP (VoIP) setup. It wasn’t simple – there is a multi-step process – but you don’t need to be […]
Staying on the Road: Used Car Repair on the Cheap
Last time, I detailed the expenses involved in Grey getting his 2009 Mazda 3 on the road. He was excited to have cleared all the regulatory hurdles, but there were storm clouds on the horizon: the paper-thin clutch we had identified during the test drive. To his credit, Grey was being proactive about it, and asking all the […]
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